Services

Property challenges are easier to manage with a clear plan.

We help homeowners across the United States and real estate stakeholders understand the issue, organize the information, and coordinate the next appropriate step. Every engagement begins with the property location, the facts, the deadline, and the client's goal.

Nationwide scope gate

Foreclosure consulting, debt adjustment, mortgage-assistance activity, real estate brokerage, fee timing, contracts, and required disclosures can vary by state. Paid services are offered only where My Homestead Advisory and the assigned professionals are authorized.

1. Nationwide Homeowner Options Review

No-cost educational / triage service.

A no-cost first review for homeowners who are behind on payments, expect to miss a payment, received a notice, or are already in a foreclosure case.

Identify the mortgage servicer, delinquency status, notices, and known deadlines.
Clarify whether the homeowner's priority is to keep the home, sell, or understand both paths.
Explain common option categories in plain language without promising eligibility.
Create a document and questions checklist for the servicer, housing counselor, or attorney.
Provide referrals to free HUD-approved counseling and appropriate legal resources.

This review does not stop foreclosure, extend a court deadline, or guarantee a lender or servicer decision.

2. Loan Modification / Mortgage Resolution Case Management

Paid result-based service, authorized states only. One $2,850 flat result fee, earned only after a qualifying permanent written offer is accepted.

Where My Homestead Advisory is authorized, we help the homeowner organize a complete, current package for a servicer's review, communicate under written authorization, and track requests for missing information. No advance, consultation, document, application, or monthly fee is charged.

Document checklist and secure collection process.
Hardship timeline and budget organization.
Submission-readiness review for completeness, not legal advice or approval prediction.
Status log and follow-up questions for the homeowner or authorized professional.

3. Short-Sale and Property-Transition Coordination

Used only with appropriate licenses and partners. $10,000 flat fee at closing where authorized.

When keeping the home is not sustainable or no longer fits the owner's goals, we coordinate the people and information needed to evaluate a market sale, lender-approved short sale, deed-in-lieu, or other lawful transition path.

Property and timeline review.
Coordination with a licensed real estate broker or agent.
Servicer-required short-sale documentation and lender approval tracking, where authorized.
Title, payoff, lien, attorney, tax, and closing coordination.
Relocation and next-housing resource referrals when available.

4. Lien, Judgment, and Title-Issue Coordination

Verify role and authority. Lien and judgment negotiation is 10% of enrolled debt, earned only after a written resolution is accepted.

We help identify the recorded or claimed obligations affecting a property and create a coordination plan for payoffs, releases, subordinations, or disputes with the appropriate title, legal, tax, creditor, or municipal professionals. My Homestead Advisory does not provide a legal opinion on title or negotiate a legal claim unless specifically authorized and permitted to do so.

5. Professional Case Coordination

For real estate professionals, investors, attorneys, and title teams

For teams managing a difficult property file, we help organize stakeholders, open items, documents, and deadlines. The goal is a clear responsibility map and reliable follow-through.

Discuss your situation

Tell us the property, the facts, and the deadline.

Request an Options Review Call 862-384-2229